On the plus side, this SD 3.0 card reads at speeds up to 15 MB/sec. And thanks to exFAT file structure, this card will undoubtedly improve rapid shooting of still images not to mention the increased capacity for HD video.

If there is a downside to this memory card, it would be the limited number of devices that are currently compatible with the SDXC** (SD eXtended Capacity) format. That includes the recently-announced camcorders from Panasonic, the Canon PowerShot SX210IS, and likely the Samsung TL350 just to name a few. SDXC devices will eventually include a handful of HDTVs, Blu-ray recorders/players, camcorders, cameras, mobile phones, navigation systems and computers yet to hit the streets.

The card is available immediately on SanDisk.com for $349.99.

**The SD Association lists some important points for early adopters to be aware of when using SDXC cards.

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Even in this ‘unusual’ case, I’ve resolved that the prices of some homes are a contradiction to comparative market analysis (CMA). I’m no Realtor, but CMAs seem pretty straight forward (I’m open to some direction from Realtors out there) — comparisons based on square footage, number of bedrooms and bathrooms, area, etc. But are there instances where you can make adjustments to the CMA?

The Price Is Not Right. The prices of homes in my area may differ from yours. So for the sake of making this easier, let’s choose round numbers. House A is updated and has little room for improvement. It’s a great home for the long-term…and for a family with little desire to upgrade. It is 2,500 sq.ft. and is listed at $100/sq.ft. House B is just down the street from House A. They are the same size (sq.ft., 3 bedrooms, 2 bathrooms); and House B, like House A, was built in 1970. The mustard shag carpet, wood panelling throughout and dated appliances (not to mention the pink tile in the bathrooms) suggest that 1970 may have been the last time it was ‘updated’.

Is it appropriate to price House B using a $100/sq.ft. base? Definitely not. Is it even appropriate to use $80/sq.ft., which translates into a $50,000 difference? I don’t know. According to Realtor.org, the average cost of a [major] kitchen remodel in 2008 was $56,611. Bathrooms cost $15,899. How about a new roof, energy-efficient windows or even replacing all the outdated carpet and walls? There are any number of reasons a house may not be selling. But even with all the HGTV hours you’ve racked up, the costs add up. And that’s hard to swallow in a market with declining home values.

Cap & Trade. Forget the macro-economic implications of this bill. I only mention it to add to help qualify the argument that (I’ll try not to sound biased) outdated homes on the market ought to be discounted for their lack energy efficient appurtenances.

The 1,400-page cap-and-trade legislation pushed through by House Democrats contains a new federal policy that residential, commercial, and government buildings be retrofitted to increase energy efficiency, leaving it up to the states to figure out exactly how to do that.

This means that homeowners, for example, could be required to retrofit their homes to meet federal “green” guidelines in order to sell their homes, if the cap-and-trade bill becomes law.

The bill, which now goes to the Senate, directs the administrator of the Environmental Protection Agency (EPA) to develop and implement a national policy for residential and commercial buildings. The purpose of such a strategy – known as the Retrofit for Energy and Environmental Performance (REEP) – would be to “facilitate” the retrofitting of existing buildings nationwide. CNSNews.com, July 1, 2009

Getting back to the inspiration for my rant…we placed a bid on a house at a similar discount to the one above. The counteroffer was just shy of the list price. So, I get the hint. You won’t budge. At what point do sellers need to get real with their list price? And is it considered poor taste for a potential buyer to offer a significantly lower amount based on perceived value?

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And I believe the nation that invented the automobile cannot walk away from it.

So the automobile wasn’t invented in the United States. Big deal. Whether you credit Nicolas Joseph Cugnot or François Isaac de Rivaz or Karl Benz, you get the point he was trying to make.

U.S. Americans like Ransom Olds and Henry Ford did so much to revolutionize the way cars were built. It was that inventiveness and creativity he was recalling.

It’s so ridiculous to read this morning’s blogs and articles where the author pointed out the mistake and didn’t hesitate to exploit it. This nation faces some serious problems that require bound and determined action. If all people focused on was whether or not the President credited the correct person with the invention of the automobile, we’ve got some serious issues as a nation.

In case you didn’t know, we also invented coffee…1971 in Seattle, Washington.

SNUGGIE SIGHTING. Is it just my puerility me, or was Nancy Pelosi wearing a Snuggie last night?

CONGRESSIONAL TWITTER. If you noticed last night’s audience whipping out their BlackBerrys, it wasn’t to make Obama jealous or to check email. It was probably because they were twittering.

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Fat Tuesday marks the beginning of Mardi Gras. Well, actually…the literal translation of “Mardi Gras” is “Fat Tuesday”. And now I feel like Donovan McNabb, because I didn’t even realize this until today. My French isn’t so good. (I didn’t even know what a plethora was until I saw Three Amigos.) Anyway, the day commemorates nothing in particular. It’s simply the day to get $#!tTy before Lent begins when Christians are supposed to fast and do a little almsgiving. I haven’t decided what I’m giving up this year. Last year it was alcohol. I’m thinking of giving up TV…except whenever the Spurs play, or 24…or The Soup. Or American Idol. And NFL Network.

Apparently IHOP is helping us get fat. To celebrate National Pancake Day, IHOP is giving away free short stacks with a donation to the Children’s Miracle Network. Last year, cheap-@$$e$ donated $875,000 for charity. When compared to Denny’s (similar # of restaurants), which served an estimated 2 million people with its free Grand Slam circus…that’s less than $1 per meal donated. Seriously? I know times are tough, but I think everyone can afford a buck for a good cause. Look at it this way, you can get fat and feel good about it!

I hate Devin Harris…well, less now since he’s been traded from Dallas. He always gave the Spurs problems. This season, he’s giving everyone problems. Last night it was the 76ers…from half-court.

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Katrina Darrell, bikini girl—–

Aside from the usual ‘make Simon cringe’ performances, American Idol threw in some twists to keep its audience intact. The addition of fourth judge, Kara DioGuardi, was somewhat surprising…but boring.

And rather than focusing on one really bad performance, the attention was spread out over multiple auditions — the chick with the pink hair and tats, the Asian guy with that enormous Bob Ross ‘fro, or the guy with the super deep Issac Hayes-like voice. Then there were the feelgood stories — the horror movie teenager that surprised everyone by not sounding like Marilyn Manson, the quick-witted nerd (he told Simon his jokes would be funny if they made sense) that serenaded the ladies with his James Ingram (in a Joe Cocker voice), and the blind guy who graduated from college at 19, and just blew it out of the water (hey, Seacrest…way to go on the high five. He’s blind, dude).

Despite all of these memorable performance, the one thing that everyone will talk about until the main event is Katrina Darrell aka. the bikini girl. My son even dismissed the previous girl with the beautiful voice and chose Katrina’s performance. When we asked him why…with complete resolve he based his decision on her appearance. (Don’t worry concerned parents…he got a lesson on judging people based on beauty and respect of the opposite sex…and that was his last episode of Idol…at least until there are finalists.) Kids say the darndest things.

She definitely caused unrest on the set. She vowed to make out with Seacrest if she got the golden ticket. She strutted into the audition, which resulted in a near cat fight between her and new judge, Kara. And now I can’t stand her after stooping to Katrina’s level — defending her singing skills by initiating a little sing-song retaliation and a Z-snap/head bob to finish her off.

“Oh no you di’int! Slut!”

*sigh*

She’s already got a few fan sites and a photo gallery on COEDMagazine.com. Pervs eveywhere are going crazy. (begin sarcasm) Thanks, American Idol. (end sarcasm)

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The BCS has been busted again. So what now?

The Million Dollar Band may have shown the Utes Marching Band how it’s done, but the Utah football team has induced vertigo causing more BCS turmoil. After spanking the Crimson Tide 31-17, the Utes improve to 13-0 on the season.

Should they be #1?

Why not? They played like the #1 team suffocating Alabama’s offense with eight sacks, three turnovers, and held the Tide to just 36 rushing yards (they averaged over 196 per game this season). And Utah executed impeccably on offense — including some risky 3rd and long trickery to keep a drive alive late in the game — thanks to the leadership of the unsexy Heisman shoulda been, Brian Johnson.

The unfortunate part is that they won’t be voted #1 in the final BCS poll. Of course, that’ll be Florida or Oklahoma. Perhaps Utah will earn the ultimate respect from the AP…right?

Probably not. Of the 4 non-BCS teams that have gone undefeated through bowl games (Utah did it twice, Boise State in 2006, Marshall in 1999 and Tulane in 1998), Utah achieved the highest AP poll rank after their win over #20 Pitt in 2004. Even though the Sooners were throttled by USC 55-19 in the Orange Bowl, they still finished above the [undefeated] #4 Utah Utes.

What they’ve done is seal their spot as the #2 team in the nation.

What about Texas? Given the poor play of the Big Ten in the bowl games (currently 1-5 in bowl games), we’ll assume the ‘Horns pull it out…handily. Why shouldn’t they be #2?

While I absolutely despise the USC Trojans, they certainly deserve a voice for the #2 spot after putting Nittany Lions to sleep for the season in the Rose Bowl.

Whatever happens on January 8th, I can’t possibly be satisfied. The BCS was nothing but a contrived championship format that rewarded the current darlings. Wait. Or was that the Heisman? Nevermind. Regardless, the BCS (Bowls Contrived in September) blew it again…it’s incredible, it’s sickening, it’s time for change.

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My BlackBerry Bold includes the phone numbers of just about everyone I call or text and vice versa regardless of how often that may be. So when I get a call from a phone number not programmed to a name in my little black Bold, it generally gets the “ignore” accompanied with an evil cackle.

Well, earlier this week that happened. Not only was it unnamed, it was from a different area code (cue the mystery segue music). It was followed by a voicemail.

“[Anonymous]. Ben Cherington with the Red Sox. Thanks for your message…”

Did I just hear that right? And who’s Ben Cherington? Well he’s the Vice President of Player Personnel with the Boston Red Sox. THE Boston Red Sox. The Curt Schilling bloody Red Sox (well, one sock). The AL MVP Dustin Pedroia Red Sox. I could continue to digress…

Anyway he proceeded to leave his mobile number. Now the debate was whether or not to call the guy and tell him he got the wrong number. A little common courtesy. After rehearsing about 10 times what exactly I would say, I decided to call. Voicemail…something like this.

“Hey, Ben. Just wanted you to know you called my phone on accident in case you need to get a hold of [anonymous]. Well, that and it’s not everyday you get a call from the VP of Player Personnel. Thanks.”

I know. Kinda weak. Despite my guarantee to Ben not to share his number with anyone, I’m sure he will (if he hasn’t already) change his number. Understandable. I mean I doubt it would bring the same attention as, say, if Paris Hilton’s phonebook got loose. Just gotta respect the guy’s privacy.

So that’s it. No happy ending like he hooked me up with some tickets…or he’s sending my son a signed ball by Dusty P…nor was it a prank in Kyle Kendrick fashion saying I was being considered by the Sox to hurl some balls down the 60’6″.

It might happen in Snoop Dogg’s world, but this stuff doesn’t happen everyday in mine. I doubt Ben Cherington will ever read this, but in case he does — hope you got in touch with [anonymous]. Best of luck next season.

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Florida Panthers’ forward Richard Zednick was accidentally struck by the skate of teammate Olli Jokinen in the neck. That’s smarts, eh? Best of luck, Richard…and God bless.

Adrian Peterson improved his reputation as the NFLs Official Badass. He became the second rookie to be voted as MVP of the Pro Bowl next to Marshall Faulk. Peterson rushed 16 times for 129 cubits and 2 scores. AP beat out NFC teammate and Cowboys WR Terrell Owens for the award. T.O. had an early case of the dropsies again, but quickly rebounded with 8 catches for 101 yards…and also 2 scores.

In case you don’t have NFL Network or if you missed its coverage of the Pro Bowl practices…well, this video is all you really missed. Courtesy of future Presidential hopeful, Peyton Manning.

There should be no doubt that my NBA allegiance falls with my own San Antonio Spurs. But after today’s 98-90 defeat by the [previously overhyped] Boston Celtics, I’m finally convinced that the Celtics are currently the best team in the NBA, not to mention 16-0 against the West. Hopefully both teams will be healthy by St. Patty’s Day when they rematch in the Alamo City.

Kevin Winter/Getty Images

And last, but certainly not least the Grammys were filled with excellent performances — Foo Fighters, Carrie Underwood & SPANK, er STOMP, the Rhapsody In Blue performance…and not Brad Paisley. (Does anyone know how old Tina Turner is?) Kanye’s performance was definitely the coolest. If you missed it, check it out here. Also did anyone keep hearing With or Without You in Alicia Keys’ performance of No One? Amy Winehouse? Really? And Ringo Starr is still the World’s Biggest Dork. That’s all I got.

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Remember in grade school…when you, um, used to bet your friends the most ridiculous things? Well, Bodog.com has made them a reality. If you can think of a Super Bowl-related bet, you can put your money where your mouth is. You can even place a wager on what song Tom Petty will perform to end his halftime show at the Super Bowl.

Sam McGuffie

This just in. Sam McGuffie is a douchebag. But he’s still a bad ass runningback. If you have no idea who Sam McGuffie is, watch this video. I’m sure he’s not a douche. I’m just pissed that he doesn’t plan on staying in Texas. Hey, Sam. I hear the Texas State Bobcats are looking for some talent.

Scientists in Britain have created a helmet that when worn at least 10 minutes a day could reverse symptoms such as memory loss and anxiety within four weeks. Unfortunately, the Alzheimer’s Helmet does not fix bad teeth.

So Hitler was a Cowboys fan…

Don’t let all this talk of subprime meltdown get you down about the market. ForeclosureRadar.com claims to be “the first service to track every California foreclosure auction each and every day.” Good thing the “Big Five” will be paying out record bonuses. Maybe they can flip some foreclosed cribs in their spare time. How’s that for economic stimulus?

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Jonah Hill won’t get his wish to see a Jake Gyllenhaal with a mouthful of Ledger. Austrailian-born actor Heath Ledger was found dead in a Manhattan apartment. He was discovered by a masseuse with sleeping pills nearby. All joking aside, I thought Heath was a tremendous actor. It’s sad that he left behind a 2-year old daughter, and a promising acting career. Heath is set to appear in the latest iteration of Batman — The Dark Knight. Click here to see the Batman trailer.

Ben Bernanke’s tendency to slowly react to emerging economic threats has rubbed off on investors. Even after The Federal Reserve cut interest rates by 75 basis points (0.75%), markets proceeded to take a plunge. It’s safe to say we can expect another rate cut in the next Fed meeting.

It looks like the Washington Redskins are going to trade a fossil for a Fassel. Former Giants head coach Jim Fassel gets a second interview with Redskins owner Daniel Snyder. Based on Fassel’s coaching record, the ‘Skins will make to the playoffs and then lose. Ata boy, Snyder.

Fox Business News threw a sucker punch at CNBC by providing live coverage on Monday while CNBC aired ghey reruns of American Greed. All they did was make CNBC mad. Let’s face it. It’s tough to take ratings from a team that includes a couple of street brawlers — Charlie Gasparino & Jim Cramer — and a bevy of CNBC beauties.

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Whether or not your team is still alive in the NFL Playoffs, you’ll appreciate Mathew Kowald’s devotion to the Green Bay Packers. One way to be sure your son shows your team some love…restrain him in a chair and tape a jersey to his body. Idiot. I suppose that’s less humiliating than being booed by thousands of Indy fans.

Get drunk…or cheer for the other team. Get taped.

Ashley Cook is a 21-year-old model from Huntington Beach, CA…in case you want to see some photos of hot chicks. [Hat Tip: WallStreetFighter]

John McCain might be old, but he still has a sense of humor.

Ben Bernanke did not use steroids in his fiscal stimulus policy.

ESPN.com reports that Dallas Cowboys Offensive Coordinator, Jason Garrett, will turn down head coaching opportunities with the 4-12 Atlanta Falcons and the 5-11 Baltimore Ravens…and remain the O.C. with 13-3 Dallas. DUH!

Two words for American Idol fans: Renaldo Lapuz. You are my brother, too, Renaldo! Tayo’y mga Pinoy!!!

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When I woke up this morning to catch my daily round of NFL Total Access and CNBC Squawk Box, I expected nothing more than Rich Eisen’s deft breakdown of this weekend’s NFL games, Deion Sanders’ Top 10 “Primetime” Plays, and a report on the volatility of LIBOR. But sleeping through my alarm has its disadvantages. I woke up to the words “Rich Eisen” and “photos in a bikini”. Talk about nightmarish.

The report was referring to hottie news anchor, Alycia Lane, who was arrested in New York after allegedly punching a female police officer in da face. That’s how they roll in Philly, which is where Her Arrogance hails from. Back in May, Ms. Lane emailed pictures of herself wearing a bikini to NFL Network anchor, Rich Eisen. However, Mr. Fantasy didn’t get the pics. His wife did. DOH! Oh well. It’s only a matter of time now before those bikini photos get out. May the hunt begin.

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CardDirect.com offers a large selection of Holiday Cards and a variety verses to appropriately express your thankful holiday wishes. They’ll even add your business name, company logo, custom imprint and envelope imprint in a variety of ink colors or foil stamps.

There are also helpful tips on Holiday Etiquette on their blog. For example, if you’re trying to determine whether or not to send Thanksgiving cards, here are three reasons to do so.

I hope all of you have a Happy Thanksgiving!

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Here are a couple of pictures of RETOX BAR to whet your palette. We open on Halloween and have so much going on that I wonder whether or not we’re going to make it. But we’re certainly hussling. Our prized piece so far is the bar. While dismantling the existing bar to its frame, we discovered alot of rot, mildew, and missing spaces. Needless to say, we replaced some of the framing and started from scratch. While the top is still incomplete (but in process as I type), you can see how beautiful the face has turned out.

The face will be finished off with some LED lighting underneath; the top with some gorgeous molding and 18-inch tiles flattened by polyurithane; and a pair of 50″ plamsa HD TVs on the back wall.

It’s Been A Year…
Just a short little FYI…October 12th was the 1-year anniversary of Derrich.com. My first post was about how my son’s first soccer experience quickly exposed my competitive spirit…in a negative manner. Now, I can look back on that and laugh. I get a kick out of watching my 4-year-old chase the ball and get distracted by a passing dragonfly or a patch of dirt.

Anyway, while my 1-year anniversary is relatively lame (no cool contests, balloons, or pinatas), I’ll make up for it when RETOX BAR open on Halloween night. Thanks to everyone that has inspired me along the way, and thanks to those of you (readers and bloggers) that have stuck around since your first day to Derrich.com.

NBA 2K8 by 2K Sports
About 2 weeks ago, a guy by the name of Michael from Rocket XL emailed me to see if I’d be interested in doing a review of 2K Sport’s NBA 2K8. I gladly accepted; however, my busy schedule has prevented me from honoring my end of the bargain. I ‘ve played it a few times, but not often enough to write a solid review. I will be sure to make it happen soon. In the meantime, here’s a little sample of what to expect.

Get a $300,000 mortgage for lower than you think!

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The front of the shirt says “Vick ‘Em” — a play on words to the Aggies’ “Gig ‘Em” — and the back includes a silhouette of what appears to be Michael Vick (thanks to the #7 jersey) holding a dog that resembles Aggie mascot, Reveille, by her leash.

One of my friends — and Texas Tech alum — Matt, had the following reaction to the shirts:

This is disgusting on every level imaginable, and some fool is gonna make a profit on these cause college kids, teenagers many of them, are influenced to the highest level [especially in Lubbock, where there is nothing to do but drive out past the county line to get booze] by their surroundings.

I’m all for cool t-shirts to show off during the game against your arch-rivals, if you can call A&M and Texas rivals of that lowly school in Lubbock (of which I attended classes occasionally in 1990 and 1991), but show some class. In fact, I have a great one that simply states WRECK ‘EM TECH with some lyrics from the fight song on the back. No pokes at other schools or players from Va Tech.

The thing about this one though, only a small portion of kids will be donning these as the majority of fans at the game and the team won’t acknowledge it at all, but it will take away from the atmosphere if they’re shown by the ABC cameras. Hopefully the production team gets the memo on this and refuses to air a shot of the crowd with these shirts to save us all from having to hear about this after Saturday night in what should be a great game.

The game is what matters most if you’re Tech. Defeating A&M at home is what gets you noticed and moves you a step closer to the rival status you so desperately crave, but kids will be kids.

Remember, they let me into that school, too, so they’ve already got a “standards” problem going on 17 years now. Now, let’s talk about the game. I got Fran’s latest insider email and it said he needed more money to start up a new web site, pleasekeepmeeventhoughiamanidiot.com

I’ll admit…I let out a little snicker at first, but this is definitely a bad idea. What are your thoughts?

Get pre-approved and buy a home with no money down!

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“Excuse me, sir. You forgot to close your gas tank…no problem, I’ll close it for you.”

The last person I’d expect to notice my cap off is the first person I’d expect to see in traffic with her gas tank open. That’s the first time I’ve ever done that. I suppose there’s a first time for everything.

Click now to see how you can save an additional $40 – $90 on your 1-800 CONTACTS online order!

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Piñatas are all the rage. If you don’t know what a piñata is (pronounced peen-yah-tah), the omniscient Wikipedia can elaborate. Basically its loaded up with candy, and kids take turns whacking it with a stick (and occasionally each other) followed by an all out scrum for the candy. They come in all shapes and colors…including Lightning McQueen, Spongebob, and George Bush.

Use your home equity to pay off credit card debt today!

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…and I wasn’t the only one that recently pulled a random AdSense ad.

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Alzheimer’s Association Memory Walk
Only a month away, the Alzheimer’s Association Memory Walk in San Antonio will raise awareness and funds for Alzheimer care, support and research. And because I have experienced the disease first-hand, I decided to become a team captain and form a team of friends and family to do our part. Last week, I received my Team Captain Kit complete with infomation and fundraising ideas, and some purple shoelaces (which I totally plan on sporting that day).

You can help us out by donating to our team, IN MEMORY OF…. And my offer still stands…I’ll match your donations up to $100; and for you bloggers, I’ll include a backlink on my site to yours with a minimum donation of $15.

Meguiar’s Ultimate Quik Detailer Ultimate Review
My review on Meguiar’s Ultimate Quik Detailer has been referenced on several car forums. Since then, many have offered up their own words of amazement…and one video where a guy compared it to 3 other products (including sprays and waxes) on the hood of his Denali. Pretty slick.

Well, the folks over at JMPR Public Relations sent me a little thank you package that included some useful Meguiar’s products: Meguiar’s Quik Wheel Detailer, Meguiar’s Gold Class Car Wash (which I had just run out of with my previous wash), and Meguiar’s NXT Generation Tech Wax. I have yet to use the wax, but if my car looks as wet as the G35 on the box, I might…well, I might get “excited”. I’m just waiting on some Hankook 19″ tires, a cordless Black & Decker drill or two, and maybe a week in a Bugatti or Bentley. But I’m not holding my breath…and beggars can’t be choosers. Thanks, JMPR and Meguiar’s!

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